 The key rate of the Central Bank of the Russian Federation is 14.5% per annum. On April 24, 2026, the Central Bank reduced it by 0.5 percentage points, but 14.5% is still a level at which money is expensive, and every hour of manual work costs the business a pretty penny. If you are a business owner or a freelancer, you feel this in every figure in the report. Every hired employee now costs more—taxes, indexation, social package. Every hour of manual work is money that could be sitting in a deposit at 14.5%. And here the question arises: Are AI agents a toy for geeks or a survival tool? Let's do the math. Suppose you have a small team of 5 people. The average salary of a developer or analyst in Moscow is 350-400 thousand rubles. With taxes, that's nearly 600 thousand per person per month. Five people—3 million rubles a month just on payroll. One ASI Biont AI agent, which takes over routine tasks—data analysis, code writing, hypothesis testing, content generation—costs almost nothing in comparison. 1500 tokens to start is a free test drive, after which you will see for yourself where your team is wasting time. What exactly does an AI agent do instead of a human? Analyzes market data in seconds—not hours. Writes code, checks bugs, refactors—the developer handles architecture, not brackets. Generates content for blogs, social media, newsletters—the copywriter works on strategy, not another post. Compiles reports from disparate sources—the analyst doesn't sit in Excel until 2 AM. The 14.5% rate is not a death sentence; it's a signal. When money is expensive, efficiency becomes the only competitive advantage. Those who automate routine with AI agents gain 20-30% of the team's time. In monetary terms: with a payroll of 3 million, that's 600-900 thousand savings per month. Every month. While competitors hire another analyst, you connect an AI agent and get the same result for 10% of the cost. 1500 tokens are not a promo code, but a pass to a new reality. No promo codes, they don't exist. Only 1500 tokens for each new user—to try and understand: the ASI Biont AI agent is not a luxury. It is a basic necessity for business in 2026. While the rate is 14.5% and inflation eats away at profits, you have two options: reduce staff or make them more efficient with AI. A third option is to do nothing. But then the market will do it for you. https://asibiont.com/ — 1500 tokens to start for new users. No promo codes. Just go in and try.