 April 2026 has thrown three macro signals that entrepreneurs cannot ignore. I break them down point by point — what happened and what to do about it. First — the Central Bank rate at 14.5%. The eighth consecutive reduction, but the regulator is already hinting: the cycle is nearing its end. For businesses, this means cheap money won't be available. If you were waiting for a "normal" rate of 8-10% — you won't get it. 14.5% is the new normal. All planning for credit load and project ROI must be recalculated based on this figure at least for 2026-2027. Second — India has classified its import statistics for Russian oil, citing national security. Formally, this is about geopolitics, but in reality, it's a structural shift in logistics and pricing. If your business is tied to raw materials, transportation, or currency fluctuations — prepare for volatility. Transaction costs will rise, supply chain transparency will fall. Third — a new OKVED with a division into notification and permitting procedures. Sounds boring, but it changes the rules for startups and small businesses. Previously, you could start activities "at your own risk"; now some areas require prior approval. Check your OKVED — you might be operating in a risk zone without the necessary documents. What to do right now? Three steps: recalculate your financial model with 14.5% as the base rate, add +15-20% for logistics risks (even if you're not in oil, the effect will reach you through partners), and check your OKVED codes for compliance with the new order. ASI Biont analyzes macroeconomic signals and adjusts strategy for your business in seconds. 1500 tokens to start — try it before making decisions blindly. asibiont.com