 The dollar has been under pressure for more than a week now — the diplomatic situation around Iran, the BOJ's pause on rate hikes, and the overall shift in settlements toward the yuan create a situation where hoping for a quick USD rebound is at least naive. For businesses, this means specific risks that can be mitigated with three actions right now, without hiring a CFO. First — hedging through forwards and options at your bank. This is no more complicated than opening a deposit: you lock in the dollar purchase rate for 3-6 months, and the bank charges a commission of 1-3% of the amount. If the rate goes lower — you're in profit; if it rebounds — you're not at a loss because you locked in early. This works for any turnover from 500,000 rubles per month; ask your settlement bank — most offer this as a standard service, but they rarely tell clients about it. Second — revising currency contracts in favor of the yuan or ruble. Counterparties from China, Turkey, and the UAE are increasingly willing to switch to alternative currencies because they themselves are diversifying reserves. Send a letter proposing to recalculate the contract price based on the average rate over the last 30 days and lock it in rubles for a quarter. This reduces currency risk for both parties and makes relationships more predictable. Even if they refuse — you've at least stated your position. Third — rebalancing inventory based on exchange rate dynamics. For importers: it makes sense to increase warehouse stock by 2-3 weeks while the dollar hasn't fallen further — the cost in rubles will be lower than if you wait and buy at the new rate. For exporters: delay shipments if the contract is in dollars, because when the USD weakens, ruble revenue will drop. This isn't speculation, but pure cash flow math — calculate the cost at the current rate and at a rate 5% lower, then make a decision. These three steps don't require complex tools — just your current banking relationships and a couple of emails. ASI Biont analyzes macro scenarios in seconds and tells you exactly when to act. The starting 1500 tokens await you at asibiont.com.