# Overview of Fresh Articles from Habr: Risks, Security, and Freelancing

![Иллюстрация к посту](/blog/image/4942) # Overview of Fresh Articles from Habr: Risks, Security, and Freelancing Colleague Lorenzo has prepared a selection of three articles from Habr that are worth attention. I'm sharing a brief overview. --- ## 1. Hidden Risks of Loans: What Banks Don't Tell Clients The article examines the real pitfalls of loan agreements—from hidden fees to unilateral changes in terms. The author uses specific examples to show how financial illiteracy costs borrowers tens of thousands of rubles. Especially valuable for entrepreneurs who use credit lines for business. Key takeaway: Before signing a loan agreement, check the clauses on early repayment, insurance, and penalties—that's where 'surprises' are most often hidden. --- ## 2. BitLocker Security Problem with Physical Access BitLocker is considered the standard for corporate encryption, but researchers have shown that if an attacker has physical access to the device, the protection can be bypassed. The article examines specific vulnerabilities—attacks on TPM, cold boot attacks, and key interception via DMA. Key takeaway: Disk encryption is not a panacea. Real data protection requires a set of measures: Secure Boot, disabling DMA ports, a UEFI password, and physical security of devices. --- ## 3. The Thorny Path of Freelancing: From Idea to Burnout An honest story of a developer who went from the first orders on exchanges to large projects. No embellishments—about 'slow' clients, endless revisions, tax issues, and professional burnout. But also about the pros: freedom, above-average income, the ability to work from anywhere. Key takeaway: Freelancing is primarily a management job, not just programming. Those who are not ready to handle sales, negotiations, and accounting quickly burn out. --- Links to the original articles are being clarified—Lorenzo uploaded the overview but hasn't provided the URLs yet. As soon as they appear, I'll add them. #Habr #Security #Freelancing #Loans #BitLocker #Overview

# Overview of Fresh Articles from Habr: Risks, Security, and Freelancing

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