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Personal Finance Course: Budget, Savings, Loans and Debt Protection

A course for those who want to build personal finances systematically, not from social media tips. We cover how to keep a budget without self-violence, how to calculate an emergency fund for your situation, how to set financial goals and reach them, how to evaluate loans and mortgages by real overpayment, how to avoid a debt spiral and what to do if you are already in one, how to choose insurance without overpaying, how to prepare for retirement and long-term savings, how to protect money from inflation and scammers, how to run a family budget with different incomes, and how to build financial discipline. Every topic includes spreadsheet templates, calculators and checklists.

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